OVERVIEW OF THE LOAN PROCESS

Applying For Your Loan:

	Your Mortgage Consultant will fill out a standard loan application and ask for a complete list of--and documentation supporting--your assets, debt and employment information (see What To Bring To Application).  Property Mortgage.com will be happy to help you.
	You will get a Good Faith Estimate that will approximate how much money you'll need to close on your loan. Your mortgage file is then passed on to a processor who will track down any missing information you didn't bring to application.

The Approval Process:

	From processing, your file goes to underwriting where the loan information is evaluated and the final credit decision is made.
	Once approved, the file is sent to a Mortgage Closer who prepares the many documents needed for your loan closing.

The Closing:

	The loan closing (also called settlement) usually takes place at a title company. Your real estate agent will help coordinate a convenient date for you and the seller at the time you sign your purchase agreement.
	You'll sign all the documents the mortgage company needs for your note. Your Preview Properties.com Real Estate Agent will advise you what you need to bring to closing. When everything has been signed, the seller passes the keys to you, and the house is yours!