GETTING PRE-APPROVED

In today's highly competitive market, buyers who arrange their financing first have a distinct advantage. With a pre-approval in hand, you can shop for your new home knowing what your approved loan amount is and how different loan amounts will affect your monthly mortgage payment.  Property Mortgage.com can get you pre-approved and on your way in no time.

Pre-approval will also help your Preview Properties.com agent know what price range to keep your home search within -- and it gives you a great negotiating tool when you are ready to make an offer. In competitive situations, a pre-approved mortgage could make the difference between getting the home of your dreams or losing out to someone else.

Reasons to get pre-approved….

	With pre-approval, you can determine which loan program best fits your needs and which programs you qualify for.
	You will know exactly how much you are qualified for.
	Your monthly payment will be set. This will allow you to budget your money before making this large investment.
	It shows you what the down payment and closing costs will be.
	If you are a first-time buyer, you may be able to qualify for a special first-time buyer program that may allow you to afford more home for your money.
	If you feel you would like and can afford a higher mortgage payment but are not able to meet qualifications, co-mortgage financing may be made available to you.

If you want to shop with confidence, contact the Mortgage Consultant nearest you. Apply for your mortgage online.