Full service REO disposition provider. Structured to satisfy each client in their own unique program objectives and preferred method of operations for REO properties.

We understand the pre-foreclosure/foreclosure process.

• Business established in  1981               
• ISO 9001 certified.                    
• Female-owned, agent-owned business.                    
• 32 full-time agents.                    
• Offices in Brighton, Ann Arbor and Holt.                    
• We have an affiliate office, Andover Homes in Andover, MA (Boston area).                    
• Closed over $59 million and 640 REO residential and commercial transactions in 2009.                    
• Company closed sales increased 19.2% in the last two years.                    
• In-house legal counsel.                    
• Company Realtor.com enhanced showcase package for all agents.                    
• In-house full-time, onsite technology manager.                    
• Weekly sales training, daily prospecting training and REO training available to all agents and staff.                    
• Speakers brought in-house throughout the year, including California REO expert L.J. Jennings, broker/owner of Pyramid Real Estate & Investments.                    
• Provide daily foreclosure updates via listserv to agents and interested buyers in Genesee, Ingham, Jackson, Lenawee, Livingston, Macomb, Monroe, Oakland, Shiawasee, St. Clair, Washtenaw, Wayne and Central Michigan.

SERVICES PROVIDED

• Broker price opinions                   
• Cash for keys                   
• List, market and sell REO properties                   
• Administer utilities, including electric, gas, water, sewer and trash                   
• Homeowner association research and contact                   
• Obtain quotes for repairs to get property in marketable condition                   
• Property maintenance, including:  
  • Trash outs  
  • Lawn care  
  • Snow removal  
  • General repairs  
  • Pest control  
  • Mold remediation  
  • Teardowns  
  • Winterize and de-winterize
• We used over 145 vendors and processed over $500,000 in vendor invoices in 2009.

CLIENTS SERVICED/RELATIONSHIPS - 2009

Accredited Home Lenders, AHMSI REO, Bank of America, American Home Mortgage, Asset Link, Atlas REO Services, Aurora Loan Services, Bank of Ann Arbor, Bank of New York, Barclays, Bayview Loan Servicing, Brighton RE Services, CapFinancial, CBL, Cenlar Federal, Chase Bank, Chase Home Finance, Chevy Chase Bank, Citi Mortgage, Citizens Bank, Commerce Bank, Countrywide Home Loans/Bank of America, Deutsche Bank, EMC, Fannie Mae, SunTrust, FDIC, Federal Home, Federal National Mortgage, First American REO Services, First Place Bank, First Bank, FNMA, Freddie Mac, GMAC, Grabel, GRP Loan, LLC, Home Loan Services, Homecomings Financial, Homeloan Mortgage Corp, Homeloan Services, HomEq Servicing, Homesales, Inc, Homesteps, HSBC Bank, HUD, IB Property Holdings, Indy Mac Bank, Integrated Asset Services, Isabella Bank Corp, JP Morgan Chase, Keystone Asset Management, LaSalle Bank, Lighthouse RE Solutions/CTW, Litton, LPS Asset Management Solutions, Inc., MCB Michigan, MI Property Rehab, Mid-County Bank, MSU Federal Credit Union, National City Mortgage, National Default Servicing, Nations REO, Nationwide REO Brokers, New York Bank, New York Trust, NRT REO Experts, Ocwen Loan Servicing, PAS Services, Phoenix Asset Management, PMH Financial, Premiere Asset Services, Prescient Asset Management, PSB Credit Services, REO World, Residential Funding, ResNet, Saxon Mortgage Services, Service Link. State Farm, Sterling Bank, TCF National Bank, Turnkey Asset Management, U.S. Bank, U.S. Real Estate Services, Union, United Bank, US Bank, US National, US Real Estate Services, USRES, Veterans Affairs, Washington Mutual, Wells Fargo, Wilshire Credit Corp

ORGANIZATIONS

• AREAA                 
• Five Star Default Servicing Group                 
• Michigan Association of Realtors                 
• NAHREP                 
• NAREB                 
• National Association of Realtors             

REALTOR DESIGNATIONS AND CONFERENCES 

Agents in our company hold ABR, CBOR, CCIM, CCR, CPIX, CRS, CSP, E-Pro, GRI, LTG and SRES designations.  They attended the Five Star Default Servicing Conference and Expo, First American Contractor/Broker Conference, Michigan Association of Realtors Conference & Expo, National REO Brokers Association Conference, National Association of Realtors Conference & Expo and REOMAC.  

Underwritten by Greenwich Insurance Company. Current policy effective 12/15/09 to 12/15/10. $1,000,000 each claim and $1,000,000 aggregate, $10,000 deductible.